Online Merchant Accounts And Why You Need Them

Accepting Credit cards online is not just something that you should do, it's another one of those things you MUST do if you expect to have any success. Everything is instant gratification nowadays. If the potential customer has to sit down and write a check, or go to the store and get a money order, you have lost a sale. Plain and simple. Not only will you lose that sale, you will see 95% of potential sales go down the drain.

Accepting credit cards online is not as difficult as you may think. And not as expensive either. I'm sure most of you have seen many ads for full service merchant accounts. These accounts cover a wide range of prices and services. They are PERFECT for the more experienced net marketer and businesses earning a substantial amount each month. If you are a part timer or just getting started in marketing there are some other options that are better suited to your needs.

There are 2 companies in particular that I will mention that enable the part timer or beginner net marketer to easily accept credit cards on a web site. One is Ibill (Internet Billing Company). The other one is called Clickbank.

Both companies handle all the secure transactions for you through a link on your sales page. There are no monthly fees, no setup fees, well, there may be a very small setup fee. The way these companies make money is by taking a percentage of each sale you make. In most cases the percentage ranges from 7-15% of your sale. These types of accounts are far more cost effective for the beginning net marketer. Once you start earning a good income, it may be time to look into the full service merchant accounts.

You do not need any credit references, bank checks or really anything else to set up an account with Ibill or Clickbank. They take their money directly from any sales you make and send you a check twice per month.

If you aren't accepting credit cards, check out these 2 companies for starters. They do have some restrictions about the maximum you can charge. They may not allow you to sell physical goods. What they specialize in is online services, information products, and adult sites.

Both offer good tech support. Ibill has a toll free 24 hour per day tech support and they are very helpful. I have heard good things about Clickbank's tech support as well. Give them both a look and make your own decision.